STEP INTO YOUR FINANCIAL FUTURE WITH CONFIDENCE

Planning for tomorrow is critically important. With our guidance you can feel confident about having security for the future while living life to the fullest today. My grandfather always said "life is not about the money, it's about the memories." Leave the money management to us so you can focus more on the memories.

Each of our clients has a unique set of goals and aspirations. Guiding them through a process designed to achieve these goals is our passion. Our team offers financial education and guidance to individuals & families so they can take the right steps in bringing their financial vision to life.

Our dedication to our clients begins with the development of a genuine relationship. Because we aim to do the right thing, every time, these relationships last a lifetime.

Finances are a very personal and ongoing part of life. Partner with us so you can make educated decisions to step into your financial future with confidence and spend your life living.

"Life is not about the money. It's about the memories."

-John Massel


A Strategic Plan & Lifelong Partnership

We partner with our clients to create a customized plan for both short and long-term goals. This partnership includes anticipating future circumstances and providing education to build confidence in what lies ahead.

 

We use a strategic & comprehensive planning approach and work together to implement a strategy that suits your needs. The planning process is simplified over the long-term to help secure your finances both today and for generations to come.

 

Everyone's financial picture is unique. So we engage in 1 of 3 ways, depending on what suits you best.

1. Comprehensive, Long-Term Strategic Planning

With this approach, we manage every piece of your financial plan throughout your lifetime.

  • Discovery, development of creative solutions & a holistic financial plan
  • Review risk management, business & estate planning, tax strategies, and ways to strategically approach wealth accumiliation & legacy planning
  • Implementation of a financial plan and results management

This approach is best for clients that desire a comprehensive financial plan for goal achievement & formation of their long-term vision for success.

2. Lite Planning for Short-Term Needs

With this approach, we focus on identifying areas of risk & advising on wealth accumulation strategies.

  • Discuss the top 1-3 areas of priority within your financial plan to including things such as education, retirement, and life & disability insurance planning
  • Build a financial plan to strategically place products & solutions
  • Create efficiencies for your budget

This approach is best for established professionals and families with manageable assets and individuals looking for further guidance around a financial plan that might already be in place.

3. Identify Immediate Areas of Risk

With this approach, we address an immediate area of risk & make recommendations

  • Preventative planning to take care of urgent concerns or decisions

This approach is best for families or individuals looking for organizational guidance on existing risk areas in their financial lives.


Our Team is Committed to You

We leverage over 50 years of collective financial planning experience. Each of our team members specializes in a different aspect of the practice such as investments, insurance, underwriting & client support services. We develop lifelong relationships and are there for you every step of the way.

 
Chris Kerstin Team photo

We specialize in working with a wide range of clients, at every life stage. From individuals & established families to business owners, we help guide your journey.

 

We provide financial planning for small business owners to help ensure future success. We pride ourselves in providing comprehensive financial planning and guidance while keeping the clients’ best interest in mind.

 

Our team is also committed to giving back to the community. Learn more about our philanthropic endeavors by visiting our community page.


Innovative Client Experience & Resource Library

View your financial big picture in one point. Easily connect your bank, credit, and investment accounts to see spending habits and net worth at any moment, on any device. Don’t worry, only you can see your transactions. The more accounts you connect, the more complete your picture gets. View your client portal here.

 

Or visit our resource library to access calculators and learning tools.

Chris Kerstin, CLU®, ChFC®, CFP®, CASL®, RICP®

Wealth Management Advisor

If you live for it, we’ll help you plan for it.

See what our version of financial planning looks like.

Learn More

Good News for Our Clients

In 2018, we expect to again lead the industry in total dividends paid to our clients. Read more.

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck